Do you think you know your situation financially and can handle anything that comes your way? Consider what would happen if you got sick or got injured and couldn’t work for a month or more.

Do You Have Coverage?

You may think that you are protected if you end up in a situation where you can not work for a decent amount of time. This may not be the case. Compare what if anything, your employer provides to you in this circumstance to what your regular bills are in a month. You may want to take some time to talk with the individual disability insurance providers in your area about additional coverage for all things that you need funds for while you are not working. You need to be able to pay your bills, buy groceries and in some cases manage medical expenses not covered by insurance. Don’t under estimate the value of a good plan.